I have been a licensed producer for over 35 years and have extensive experience in working with individuals and business owners in helping them to understand, recognize and solve their insurance planning needs.

My role is to listen to you.

Listen to what your goals are, what are your dreams?

Each individual or couple is different and not all solutions will be the same.

Some individuals are just starting out and need some basic protection. Others are older and are concerned about protecting their assets.

Many people want to leave a legacy.

Many are worried about the cost of long-term care and the effect it can have on their families..

Families today are oftentimes mixed marriages with multiple children from different spouses. This complicates the planning process and you need someone who understands these situations and wil help guide you to implement the best plan.

Business owners also face a multitude of issues surrounding their business.

All business owners should have an "exit" plan in place that deals with death, disability or retirement.

This plan should be in writing and reviewed regularly.

What ties any of these situations together is that whether you are a young couple just married, an oder couple wanting to preserve what you have accumulated, or a business owner worried about the future is they all share common conerns and share many of the same problems.

Once you and I have determined and confirmed what is of most concern to you I will then get to work to find the right solution to meet these concerns.

If that involves a plan of insurance I will find the best plan for you.

Sometimes insurance is not always the right solution and if that is the case I will advise you of that and my reasons.

Let's work together to find the right plan both short and long term.